The Group Hospitalization Plan (GH) is a reimbursement plan that provides for payment for actual, necessary, reasonable and customary hospital expenses incurred for confinement as as result of sickness or injury based on a defined schedule of benefits.  The plan allows the member-patient to choose his/her own doctor and hospital.
 
Minimum No. of lives 25
Benefits Basic Medical
Major Medical
Maternity
Out-patient
Dread Disease
Eligible Dependents Spouse
Children
Parents
Siblings
Premium Customized accdg to client's profile

SPECIAL HOSPITAL ARRANGEMENT
Members may avail of medical treatment in accredited hospitals without initial cash out through a Letter of Authority. Member may choose his own doctor.

  J covers pre-existing conditions right from the start!
J allows you to choose your own doctors and hospitals. In effect lahat ng doctors and hospitals are accredited!
J does not add stress during times of distress!
J is easy to understand!
J provides coverage for specific medical services such as hospital, surgical, physician and diagnostic x-ray and laboratory test. The employee is reimbursed starting with the first peso of expenses.
J provides separate maximum benefits for every unrelated sickness or injury; benefits under certain conditions, even to group-members who are separated due to disability; and surgical benefit even if there is no hospital confinement.
J reimburses actual cost charged by the hospital for operating room, X-ray, laboratory examinations, drugs, medicines and dressings administered, blood transfusion, anesthesia and its administration and other similar medical services up to the limit agreed upon.
J pays for the professional fee charged by the surgeon for performing an operation
J pays for daily charges of attending physician for in-hospital visits or treatment during confinement

OUT-PATIENT PLAN
A flexible Third Party Administration plan where member pays for service fees, not premium.

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