A yearly renewable term life plan issued to employees of a company or members of a cooperative/association as protection in the event of death or permanent disability.  It may also extend up to the dependent/s of the employee/member.  Beneficiaries are always the employee's/member's next of kin.

A reimbursement type plan designed to meet the needs of employees and their dependents for complete hospitalization, surgical and medical care benefits at affordable costs.  This plan covers PRE-EXISTING CONDITIONS.

A complete employee benefit package that covers insurance and retirement funding

Issued to a creditor or lending institution to provide coverage for its debtors in the event of the debtor's death before his loan is paid.  The primary beneficiary is the financial institution up to the extent of the debtor's indebtedness.  This is intended for short-term loans of less than 5 years.

Covers the unpaid balance of a loan just like Credit Group Life.  The debtor is likewise covered for an amount equivalent to the outstanding idebtedness.  The primary beneficiary is the financial institution up to the extent of the debtor's indebtedness.  This plan is intended for long term loans of up to 25 years.

A yearly renewable term life insurance plan with premiums and benefits payable in US dollars

A yearly renewable plan which covers death, disability and dismemberment due to accidents.  At the option of the policyholder, this plan may also cover temporary disability and medical treatments resulting from accidents.  This plan may also be attached to Group Term as a rider.  It covers more disabilities than the AD&D rider.

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