Products
Features:
-
One
time payment in pesos
-
Lifetime
insurance protection
-
Cash
benefits that you can withdraw according to your needs
-
Death
benefits guaranteed not to fall below 125% of your initial premium and
top-up premiums, less withdrawals made.
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Above
all these, you have:
FREEDOM
to choose where to put your investments
FREEDOM to switch from one investment fund to another
FREEDOM to increase your investment anytime through Top-up
premiums
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Why
invest in Wealth Builder?
¿
It has a lower
mortality charge compared to other investment-linked life insurance
product. In effect, the remaining premium to be invested in your
selected fund/s is higher.
¿ Its
well-diversified investment portfolio includes investments in selected
blue chips, government securities and corporate loans to prime
corporation, enabling the fund to generate higher yileds.
¿ It
enjoys tax leverage, meaning, it is not subject to :
10%Value added tax
20% withholding tax
Personal Income
TaxEstate Tax
¿ The
living and death benefits of Wealth Builder are not subject to
execution/garnishment. Therefore, your investments as well as
earnings are protected from creditors.
¿
Its life insurance
component gurantees that the beneficiaries will receive either the minimum
death benefit or the value of your investments, whichever is higher, in
case of the investor's untimely demise. |
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